Medical Insurance
A must-have policy to cover the cost of medical (such as illness and surgical treatments) in any time of tragedy need.
Why we need Medical Insurance?
As of 2017, Malaysia’s MOH says health spending per person has doubled in 17 years. Since the health care expenses are steadily increasing, the questions are:
- How can we secure our health care expenses adequately?
- Would we be having enough coverage for our health care maintenance when the time comes?
- Can we able to afford the medical treatment and hospitalization fees in case oif tragedy?
- Is our income sufficient to cater the health expenses of us and our loved ones or those who are under our care?
If these are your fear, do not worry,
scroll down and find out what we have for you…..
About this policy
Product Overview:
This policy provides medical coverage for the insured person that suffers from a serious medical condition.
Medical Insurance Coverage
| Coverage | Terms & Conditions |
| Hospital Room and board | Limit per day, subject to a maximum of 180 days per policy year |
| Intensive Care Unit (ICU) | |
| Hospital Supplies and Services | As Charged, in accordance with the limit stated by the policy. |
| Surgical fees | |
| Operating Theatre | |
| Anaesthetist Fees | |
| Organ Transplant | |
| Ambulance Fees | |
| Day Surgery | |
| Outpatient Cancer Treatment | |
| Outpatient Kidney Dialysis Treatment | |
| Intraocular Lens | |
| Accidental Death Benefit | |
| Executive Second Opinion | |
| Car Assistance Programme | |
| In Hospital Physician Visit | 2 visits per day |
| Pre-Hospital Diagnostic Tests |
Within 60 days before hospitalization Within 60 days before hospitalization |
| Pre-Hospital Specialist Consultation | |
| Post Hospitalization Treatment | Within 90 days after hospital discharge |
| Daily-Cash Allowance at Malaysian Government Hospital | Per day, subject to a maximum of 120 days per policy year |
| Emergency Accidental Outpatient Treatment | Limit per policy year, subject to a maximum of 30 days from the date of accident |
| Supreme Assist | Emergency Medical Assistance Services |
Let us consult for your best plan!